I have a tip in saving money. Its by lowering your monthly car insurance payment.
To lower your monthly premium, request a higher deductible and ask for automatic monthly withdrawals. This can lower your car insurance premium by $20.00 a month. You can put the $20.00 that you are used to paying your insurance premium into a savings account. This savings account can be used as a slush fund to purchase unexpected gifts, presents, house necessities, emergencies or what ever you want to use the money for.